$1,400 Stimulus Checks Are Back But Only for 1 Million People The IRS is quietly sending out $2.4 billion in unclaimed pandemic relief payments. If you missed the 2021 Recovery Rebate Credit, this may be your final chance to receive a stimulus check under the American Rescue Plan.
Why These $1,400 Checks Are Going Out in 2025
In late 2024, the IRS began automatically issuing $1,400 stimulus payments to approximately 1 million people.
These individuals failed to claim the Recovery Rebate Credit on their 2021 tax returns. Some left the field blank, while others entered $0, even though they were eligible.
The IRS identified these cases through internal data reviews and began sending payments using the most recent tax return information available from 2023.
How Much Are You Getting?
Eligible taxpayers will receive:
- $1,400 per person
- $1,400 per dependent
The total amount depends on your household size and 2021 income. For example, a married couple with two children could receive up to $5,600.
These payments are being sent automatically — no new application is needed if you’ve already filed.
How Payments Are Being Sent
The IRS is using the contact and banking information from your 2023 tax filing to process the payments.
If your information is up to date, you’ll receive your money through direct deposit or a mailed check. The IRS is also sending letters to notify recipients about their eligibility and the payment amount.
Haven’t Filed 2021 Taxes? You Still Have Time
If you didn’t file a 2021 federal tax return, you’re still eligible to receive the credit — but only if you act before the deadline.
To claim your payment, you must file your 2021 return by April 15, 2025.
Even if you had no income in 2021 or weren’t required to file taxes that year, you may still qualify. This includes students, part-time workers, and low-income individuals.
Who Qualifies for the $1,400 Payment?
You must meet the following criteria based on your 2021 status:
- Earned less than $75,000 as a single filer, or less than $150,000 as a joint filer
- Had a valid Social Security number
- Were not claimed as a dependent by someone else
If you meet these conditions, you’re eligible to receive the full $1,400. If you have dependents, you could receive an additional $1,400 per qualifying dependent.
No New Stimulus Checks Are Coming
This round of payments marks the final chapter of the federal government’s direct pandemic-era relief.
There are currently no new stimulus checks planned for 2025 or beyond.
That makes this $1,400 payment one of the last opportunities to receive leftover relief funds from the American Rescue Plan.
What You Should Do Next
- Check your mailbox for an IRS letter if you recently received or are expecting a payment
- Visit the IRS website to confirm your eligibility or payment status
- File your 2021 tax return immediately if you haven’t already
- Share this update with friends or family who may still qualify
Final Thought
If you missed out on earlier stimulus rounds, this is your final window to claim money you’re still entitled to. The IRS is taking care of automatic payments for many, but if you haven’t filed your 2021 return yet, do it before the April 15, 2025 deadline.
This could be your last chance to receive federal COVID-related financial relief.